Our consultation is free and without obligation

For those who are having difficulty with their Promissory Note (mortgage), we can analyze their current situation and show them the options that are available from a lender's perspective.

Foreclosure is not a single event but a large process with different options. Our extensive experience in handling these situations over the years has helped us pave the way for a successful new agreement with your lender.

What happens when someone can't pay the mortgage and their house has no equity? A short sale could be your best option.

The short sale is a type of specialized negotiation that can only be done when the lending financial institution authorizes the sale. It is a delicate, complex, and punctual process. It is highly recommended to do it with a specialized and experienced professional.

Our agency is prepared to negotiate on behalf of the owners who are in this situation. We are certified, we have specialized negotiation tools and an effective work plan, and, most importantly, we have helped many clients have a “controlled exodus” and dignity.

Team Patricia is more than a simple real estate buying and selling agency. We assist our clients with the management of residential mortgage loans and commercial loans, notes, mortgages, real estate investments, loan modification, and personal credit. We prepare them to buy, refinance, or sell their property and assist them with the entire foreclosure process. 

Our consultation is free and without obligation.

(Disclaimer: At Properties by Patricia LLC and all its affiliates known as “Team Patricia” we are not lawyers, accountants, credit agencies, or representatives of the IRS. We guide our clients based on data available in public records that are accessible to the consumer.)

Selling a property is a big decision and should not be taken lightly. It is important to know the process, monitor the implications and obtain the greatest amount of money possible in the sale, according to the market.

A sale involves everything from adapting the house with repairs and decoration, making it available for showing, negotiating a contract, inspections and, finally, vacating it for closing. It would seem routine, but in reality it is a time of great tension, uncertainties and specific dates. That is why doing it with the help of a professional in the industry will always be the best option for every owner.

At Team Patricia, we have more than two decades of combined experience in all aspects related to the real estate sector. We have helped dozens of clients sell their properties efficiently and satisfactorily because we know the processes in depth and carefully study the market.

When someone is going to buy their first home, emotions generally mean that there is no connection between what they want versus what they can. Adding that also to the factor of ignorance of the process and all the details that must be given to reach closure. Hence the importance of working with a real estate agent who knows how to negotiate, and handle procedures, who is attentive to all the details so that there is no delay and everything reaches a happy conclusion, meeting the established expectations for all parties involved.

During the first years of our practice as real estate agents, we dedicated ourselves to working exclusively with “first-time buyers”, which helped us develop a special empathy with our clients, many of them becoming our true friends.

As in the other activities of our agency, we have helped dozens of home buyers. From newbies, newcomers, people who have already been owners, investors with and without experience, to foreigners who did not think they could buy a property in the United States.  Here we guide everyone to make the decision that best suits them, according to their needs.